Furniture Financing
Minimum Elegibility Requirements
- Be 18 years old or older
- Valid government-issued photo ID and SSN/ITIN
- Monthly checking account deposit of $1000 or more
- Checking account free from NSFs, excessive overdrafts, and negative balances
- $50 Acima processing fee paid as initial payment ONLY IF consumer uses any of the approval amount
Benefits of Acima
- Free to apply
- Low or no credit IS OKAY!
- Pay-off entire purchase within 90 days for Acima’s Same As Cash Price
- Credit Reporting: payment history reported directly to Experian
- Only $50 minimum downpayment
Special Furniture Financing Offers
(On Approval of Credit. Apply in-store.)
6 Months
No interest if paid in full within 6 months*
On purchases of $200 or more with your Andrew’s Furniture Credit Card. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 6 months. Minimum monthly payments required.
12 Months
No interest if paid in full within 12 months*
On select purchases with your Andrew’s Furniture Credit Card. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 12 months. Minimum monthly payments required.
18 Months
No interest if paid in full within 18 months*
On select purchases with your Andrew’s Furniture Credit Card. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 18 months. Minimum monthly payments required.
Up To 60 Months
No interest if paid in full within 60 months*
On select purchases with your Andrew’s Furniture Credit Card. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 60 months. Minimum monthly payments required.
*No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. Only orders above $200 qualify for special financing offers. Tax and shipping do not apply towards the minimum purchase requirement.